Kyle Houston Desjardins Insurance Agent

334 reviews

13245 140 Ave NW #103, Edmonton, AB T6V 0E4, Canada

www.insureedmonton.com

+17804570899

About

Kyle Houston Desjardins Insurance Agent is a Insurance agency located at 13245 140 Ave NW #103, Edmonton, AB T6V 0E4, Canada. It has received 334 reviews with an average rating of 4.9 stars.

Photos

Hours

Monday9AM-5PM
TuesdayClosed
WednesdayClosed
Thursday9AM-5PM
Friday9AM-5PM
Saturday9AM-5PM
Sunday9AM-5PM

F.A.Q

Frequently Asked Questions

  • The address of Kyle Houston Desjardins Insurance Agent: 13245 140 Ave NW #103, Edmonton, AB T6V 0E4, Canada

  • Kyle Houston Desjardins Insurance Agent has 4.9 stars from 334 reviews

  • Insurance agency

  • "So, the wife & I were contacted by the team of Elena & Allana to discuss life insurance, as well as to go over my current policies"

    "Olivia was wonderful to deal with in setting up my auto insurance policy"

    "We had the most amazing agent help us last Saturday"

    "If I could give more than 5 stars I would! I have been dealing with Jo Ann here for a few years now, and she is the absolute best! She's always friendly, kind, and always answers my questions no matter how silly! I definitely feel like she treats me as a friend more than a client"

    "After an increase with my current insurance provider, I decided to shop around to see what else is out there"

Reviews

  • Roger Morgan

So, the wife & I were contacted by the team of Elena & Allana to discuss life insurance, as well as to go over my current policies. Here I am thinking I might as well book a dentist appointment the same day just to get all the painful "got-to-breakdown-and-do it things" all merged together same day. But to my surprise it was the best part of my roller-coaster day. The ladies were great conversationalists and kept the pace quick and painless, but entertaining at the same time. Our questions were answered in and easy to understand format and we felt some relief seeing our policies were in good hands. My rates actually went down on my car & renters insurance, good stuff ladies! At this point, they are currently looking into helping me refinance my vehicle for a better rate. Win Win Win situation here. Greeted with smiling faces, left with our own smiling faces. Thanks for the amazing service!

  • Allan Hough

Olivia was wonderful to deal with in setting up my auto insurance policy. In addition to this she set me up with a great renters insurance policy and I will be setting up a term life policy with her shortly. She went out of her way to make sure I received the correct coverage for my new car. I would recommend her to anyone looking for insurance of any kind! Megan and the rest of the team at this location have been amazing! Alot of companies say they will provide top notch service and fight for there customers, I can say that the team at Kyle Houston Desjardins go above and beyond the call for there clients. If you are on the fence about calling, dont be! Give them a call and see how amazing they are for yourself, you will not be disappointed you did!

  • Amy Somers

We had the most amazing agent help us last Saturday. Jo Ann went above & beyond with her customer service. We were purchasing a new SUV & the dealership wasn’t ready until 4:56pm and the insurance office closes at 5pm…to make a long story short, it was very stressful for us, and Jo Ann stayed on the line for a full 30 minutes past the end of her work day to ensure my husband & I were taken care of and could drive our new vehicle home! She is the kindest, most helpful, understanding agent I have ever dealt with and her interpersonal skills are second to none! We will recommend her and Desjardins to our friends & family and hope to bring more business to Jo Ann and the company soon! Thank you for hiring agents who truly care about your clients!

  • Robyn Dolimount

If I could give more than 5 stars I would! I have been dealing with Jo Ann here for a few years now, and she is the absolute best! She's always friendly, kind, and always answers my questions no matter how silly! I definitely feel like she treats me as a friend more than a client. When both of my cars were damaged earlier this year everyone I dealt with here was amazing, made what was a terrible time for me much better with their compassion, and understanding. I ALWAYS recommend my friends and family to talk to Jo Ann when they're unhappy with their current insurance, and many have switched! I would absolutely recommend everyone to this branch, as I have never had a better experience with an insurance company as I have here!

  • K W

After an increase with my current insurance provider, I decided to shop around to see what else is out there. I called Kyle Houston's agency and spoke with Olivia Lopez. She was friendly, helpful and informative. After taking the necessary info, Olivia got back to me less than 20 minutes later with very competitive quotes and explained them thoroughly. Meanwhile, I'm still waiting (perhaps even over a week!) for the quotes from the other options I'm looking into. While I haven't decided who to go with yet, Olivia's quick and helpful service is definitely giving them a leg up. I would definitely recommend talking to Olivia Lopez at Kyle Houston's agency before you make a decision. Thanks again!

  • Adrion Delmendo

it was a priviledge to have met Ms Olivia Mendoza. She explained in detail my needs as to what insurance i will need to cover my financial liabilities in case my time on earth has come to an end. She offered others that will help me have a peace of mind while saving at the same time. But most importantly she explained how insurance exist to help people manage their finances yet save and have a sense of security that despite the rigors of life it is not frustrating that despite everything your insurance has kept you assured. In the only time i had a face to face meeting with her, i can see her smiling even behind her mask. Customer satisfaction is guaranteed! I was!

  • Kyle Chatterton

So about 2 weeks ago I noticed my insurance went up and I called them to find why they told me that a minor speeding ticket i got back in April 2018 caused it to go up.And that they will try to find a way to reduce my insurance and that they would email me or call if they could do so but I never got one.. So I called again today and talked with JO ANN GARCIA and she was able to lower my insurance by $215 annually which lowered my payments. She is professional, friendly and easy to talk to and I highly recommend talking with her if you're having any issues with your policy or want to start insurance policy them. Thank you for the help JO ANNE GARCIA..

  • RG

I have been in the Car Industry for more than five years and finding a reliable Insurance Account Representative is hard nowadays. I often get a lot of promises that are mostly broken right in front of me and my clients. I do not like working with Insurance Agents like that that is why when Tita Olivia approached me, I was hesitant. However I was proved wrong with the way she does her job. Let me tell you, she is extremely efficient and reliable at all times! On the first month knowing her, I have sent her 3-4 clients that also yielded her referrals from them. It just shows how much she cares for her career. More power to you! Thank you Tita!

  • Shalyn Danylak

Absolutely best company to switch to! I moved from another insurance company last year and I have never been happier! The customer service and the immense savings are just a few reason why I've referred every one of my family members and friends to this company. My boyfriend switched his car insurance last year and ended up saving quadruple digits!! From the second I received my quote from them I felt comfortable that I was getting the best out of my insurance. I left feeling confident that my best interests were their top priority! 100% would reccomend to anyone looking for any kind of insurance! :)

  • Mackenzie Lee-Schiller

I got stuck in a situation where I needed to get my own insurance quickly and I didn’t know where to go. Someone recommended dejardins so I checked it out online and filled out the online quote. I was super greatful when Jo Ann gave me a call back within the hour and helped me get a great insurance plan in order for me to become more independent. She is very respectful, very helpful and cares about her clients a lot. I will be recommending dejardins to my friends and family who are looking for insurance that is fast and reliable. Thank you again to Jo Ann!

  • Lovelee

I am so happy with the service and responsiveness of Desjardins. I was getting quotes so high from other insurance company’s and some said they can’t even insure me because I’m at high risk. I am a student that is only working part time that could not afford the insurance rates but lucky I found Desjardins! I would highly recommend getting ahold of Jo Ann Garcia, she is the most sweet and helpful lady. She always responds and gets back to you and makes sure you get the best possible rate!! Thank you to Jo Ann and Desjardins! Stay safe!

  • Sweet San Luis

Even 10 stars are not enough to rate Jo Ann Garcia. Every time I will talk to her, I feel I am talking to a friend whose only concern is my well being. Very professional, very considerate, very patient, very accommodating, very happy to help! She deals with my family over and above the expectations and full satisfaction. Anybody looking for car or tenant insurance? Desjardin is the company to go to because Jo Ann is there. Thank you so much Kyle for having somebody like her in your office. Shout out to Jo Ann!!!!

  • kwiwa10

On 22nd December,2020. I had a very good customer service experience with one of your kind staff by the name of Jo Ann Garcia(Atay). She walk me through my policies to give me a better understanding. Also, Jo Ann wasn't in a hurry to get me off the phone because of my too many questions. Instead,she listens and then responds with the right answers to my questions. Desjardins Insurance and other businesses need staffs like Jo Ann Garcia. Thanks for your professional advice and service.

  • edwin dela pena

Big shout out to Ms. Jo Ann Garcia. She reviewed my existing car insurance policy and, in just a few questions and a couple of hours, she managed to shave off $316 off on my insurance costs! Not a huge savings, but I already at the lowest rate possible. Thanks, Jo Ann! I really appreciate how thorough you were. Great customer service! Highly recommend. Thank you also to Ms. Olivia Lopez for a beautiful presentation about life insurance. Keep safe and God bless!

  • Clarence Iglesias

After having insurance policies with another company for 20 + years, I decided to cancel them due to poor customer service and unfair increase to my policies. Jasdeep Rai was exceptional in assisting me with finding new Auto and Home Insurance policies that suit me and my family's needs. She was able to communicate me in a quick and professional manner. I highly recommend this establishment and Jasdeep in assisting you with your insurance needs!

  • Chris Epton

I have been dealing with the team at Houston Insurance & Financial Services Inc. for 6 years now and I have never once had any issues. For the last little while now I have been dealing with Allanna Ergang and I must say that I couldn't be more pleased with her service. She's very informative, quick to respond, cheerful and all around very pleasant to work with. She has done a very good job with my account and I would recommend her to everyone.

  • Justine Valdez

I just want to commend Joan Garcia for her exceptional service she had done to our family. She is very prompt answering my questions and concerns and she posses excellent knowledge to get matters resolve quickly. The process of obtaining insurance, adding a vehicle, and asking further questions has been a breeze. Thankyou so much Joan❤️ I truly appreciate your diligent work ethics and exceptional five-star customer service

  • Erlinda Gallardo

I am very impressed at the quick response and professionalism of Olivia Mendoza at Desjardins Insurance. She was able to give me a quote for my house despite tight deadlines with no issues. Olivia is very organized and her questionnaire was straightforward and easy to understand. She is polite on the phone and has excellent knowledge in her field. I highly recommend this individual and Desjardins for your insurance needs.

  • Sara Meng

The experience with Olivia Mendoza/Lopez was absolutely wonderful. She was genuine and gave me variety of options available while patiently explaining what each line/term means, before finalizing based on what my needs are and what's best for me. I felt cared for c: Also did I mention her competitive quotes which blew every other brokers/companies I compared with?? <3 Thanks again, wish I know of her sooner!

  • Tricia Berry

I had worked recently with Allanna Ergang regarding my insurance policies and the service she provided was remarkable! Notably, her responsiveness, followup and email confirmation summarizing the actions required. I have found Allana to be competent in her position, but also truly efficient and highly effective! Having customer experiences similar to this makes a significant difference. Thanks Allana!

  • Logan Caputo

Kyle Houston has really put together a solid team and they have been very helpful! Olivia Mendoza has been kind, helpful and a great person that has helped me through tough spots within their insurance company! Always respectful and is has a great connection with her clients, understanding their trying times. Thank you Olivia Mendoza for helping me get on the road safely and with a smile on my face!

  • Sheralyn Tacloy

Thank you for Ms. Olivia Mendoza for the best service. For almost 3 years of service , I don’t have any problem with my insurance . She’s really very accommodating and professional . She’s helping me how to find a way to lessen my loan and some of my problem about insurance. It is sad because we’re moving in other province and I need to change insurance . I hope I can find somebody like her.

  • Karen Bernadette Flores

Jo Ann Garcia has such a warm tone of voice, very calm and very reassuring. She is very informative and knows what she is talking about. She follows up with you even after the insurance has been processed. She will make sure that the quote is what’s fair for you. I would definitely recommend Desjardin because of my experience with Jo Ann. It was such an excellent service over all.

  • Jarred Baker

Dustin has helped me out so much as this was my first time setting up my own insurance. He’s always responding on time, gave me multiple quotes and worked with me to get me my best price for my insurance. If anyone needs renters insurance or car insurance I highly recommend Dustin as he’s been a pleasure to work with! 10/10 would recommend. Thank you Desjardins for your help.

  • Taylor Apple

Incredible customer service. Elena Bilotta explained everything in a way I could really understand. She truthfully presented me all the options and helped me find the one best suited for my needs. The staff are fun to talk to, but also willing to take all the time needed to make sure you really understand all your options and help choose the best one for your lifestyle.

  • Leilani Naguit

Miss JO ANN GARCIA is so awesome! I highly recommend her. What a great customer service! She went above and beyond to help us. She's very knowledgeable and professional. It was so easy to talk to her 'cause she's friendly and you can feel that she really cares. A super satisfied and happy customer here! Thank you so much. We appreciate what you did for us.

  • Braden Clark

AMAZING! Talked to Jo ann Garcia , she helped quick and amazing, we were in a rush and super stuck and she made everything better , was super quick, nice and very informative. She got us an amazing quote . I highly recommend this girl, best person I’ve ever talked to for insurance . Go with her ! She’s the reason I want to stay with this company

  • Jenny Bell Enriquez

Staff are friendly and so warm, i never had a hard time getting in touch with them . They are so pleasant to talk to , thanks to Olivia Mendoza for she did above and beyond She even went through and review my policy from my former insurance and helped me to understand. She is incredibly amazing and helpful ! I am really happy I chose Desjardines

  • M. Natalie R

Ms Jo Ann was amazing! I'm a new car owner and she was very patient with me. She assisted me with all of my questions about auto insurance and was able to give me a package that worked for me and was very reasonably priced. She explained the coverage well and I would highly recommend her and will continue to do business with her in the future!

  • Nina Ilag

Joan Garcia is such an amazing agent. She knew everything we need to know. She helped our family have an insurance for our car and our home. She gave us every information we need and explained everything clearly. I also recommended agent Joan to my sister and other friends because of how great she is in doing her job!

  • Ruel Ubas

A great experience with Miss Olivia Lopez, she help me out all the way to get the best rate that I could ever have for my first Car insurance here in Canada, as a newbie here in Canada her assistance is so much appreciated, she has the best customer service and very profesional to talk with, highly recommended!

  • Ariel Manapsal

I want to thank Jo Ann for helping me. She helped me get a good deal for the refinance of my car. She also explained to me what it's all about. She's very nice, polite and friendly. I highly recommend Jo Ann if you're planning or looking for the refinance of your car or any kind of insurance.

  • Francis Narteh

My need was immediately addressed. Joan is the go to person when you are need.She took her time to explain everything in details, making sure it is well understood and it is that which meets your budget. She treats you like family and always full of humour and kind words. She is amazing.

  • Christian Kibambe

I dealt with Elena Bilotta when obtaining home insurance. She was formidable in how easy and seamless she made the process for my wife and I. She definitely went above and beyond to provide the best customer focused service in getting us what we needed! Thanks Elena! Great experience!

  • Elda Estacio

Olivia Lopez assisted me while I'm in transition looking for a car and home insurance. She gave me best rates that would make me decide easier to transfer. She was respectful when I asked for enough time before committing. I am a satisfied customer and would gladly refer her as well!

  • Paulos Haileab

Jo Ann was very professional on helping me get my car insurance not only that but also very insightful on guiding me how to get the offers available. I have experienced best customer service from her and easy to talk to and ask questions as well. Keep up the good work Jo Ann …

  • Frances Bianca Tagumpay

Highly recommend!!! Jo Ann was really helpful not only with my car but the home insurance as well. Got me a very good quote for my car as a new driver and help me save a lot too when I ask for a home insurance. She explains everything and made sure I understand what I was getting.

  • Trevor Redmond

Jo Ann is the reason I give this company 5 stars. She has shown the best customer service to me I have ever dealt with. She is extremely positive and uplifted, she’s very fast to respond and always looks out for the customers best interest! I absolutely love dealing with her!

  • Greyson W

I've had my insurance through them for years now and always had great customer service! Definitely would recommend. Elena Bilotta also helped me save thousands on my recent vehicle loan as well, they definitely go above and beyond to help you with whatever you need.

  • Zeke B

Big thanks to Ms. Jo Ann for helping me with an amazing service. She made it very clear and explained it to me thoroughly. This made it easy for me to understand which made the experience fast and easy. Highly recommend Ms. Jo Ann because of her impressive service.

  • Crystal

Olivia Mendoza was wonderful today! Even with the holidays, she stayed after closing to ensure my vehicle is covered. I highly recommend Olivia she will go above and beyond for you Thank you so much for the superior customer service!!!! 5 stars hands down!

  • Melany Johnson

Kieran is wonderful! He helped me with my auto insurance, and has helped my parents with their auto and home insurance as well! He’s always available whenever we have questions, he’s extremely polite and knowledgeable. Would definitely recommend him!

  • Beberly Gadiana

Thank you so much to Ms Olivia Mendoza for assisting me to get my car and home insurance possible.We got the best price we are looking for. She is very professional when it comes to customer service.I will recommend her to my friends and relatives..

  • Rowee Maraña

Ms. Olivia Mendoza is very professional in providing quotations and answering highly technical insurance clarifications as we have our conversation through phone. Thank you so much and keep up the excellent performance. Have a wonderful day ahead.

  • JKris House Cleaning

The service I received was quick, efficient and friendly. I was amazed at how easy the process was. I went from asking for a quote to being insured, Thanks Olivia for the great experience,. Will recommend and definitely used your service again.

  • Lhei Naguit

Exceptional customer service! I highly recommend Ms. OLIVIA LOPEZ. She's very knowledgeable and professional. She went above and beyond so my friend can get a great rate for home and auto insurance. Thank you for your help. We appreciate it.

  • Rebekah Gulley

Amazing group of people and very professional to deal with. I have one of their life insurance policies and would recommend this office to anyone I know. They know their stuff and get things done quickly. I was very impressed when dealing

  • rheena

Desjardins insurance is the best! Ms. Olivia Lopez and Ms. Jo Ann Garcia are always friendly & available. They takes their time, answering all our questions and being patient. I appreciate the great customer service that I get every time.

  • Bengie Catibog

A great experience talking with Jo Ann. She’s very professional and excellent knowledge at her job. Asking for some changes to my policy and she did it right away. Excellent service, the best place to get insurance. Highly recommended. .

  • Black Star

I am eternally grateful to Olivia Lopez who went beyond expectations in helping me get a home and auto insurance. She is professional, thorough, and straightforward. She managed to get the whole transaction done quickly and efficiently.

  • Notwesa Bomowey

The reps were very accommodating; calls in a very timely manner. Jo Ann in particular is very thorough in answering questions and explaining things, tells you exactly what you need to know. They know how to take care of customers here.

  • Aeron Sison

Very straight forward very quick and nice service and wont leave you with any questions because they will tell you everything you need to know. Shoutout to Jo Ann Garcia she was the one who worked on my insurance quote. Would recommend

  • jm16

I highly recommend this agency for any insurance policy you may need. Olivia Lopez was very helpful with me Always answer all my questions and makes a point to find us the best deals. Thank you ate Olivia you are very appreciated.

  • Juddie Mistica

If you want to have a great customer service, look for Jo Ann Garcia. She’s very professional, friendly and easy to deal with. I appreciate her great service so she deserves to have 5 stars! Thanks for the quick and easy service!

  • Koffi Darius

I spoke with an amazing Account Representative. I believe her name was Jo Ann. I’ve never had such a beautiful experience on call with an agent before from any other service out there. She was a great listener, very engaging !!!!

  • Chad Smith

Olivia was outstanding in getting me new coverage before buying a new vehicle. The rates were so much better than I had with my company of 5 years. She was very personable and attentive. It was a great pleasure dealing with her.

  • Shiela Jane Espino

I'm very happy with with response to my inquiry whenever I have questions regarding my insurance policy. They are very friendly, approachable and easy to talk especially Olivia Mendoza. Keep up the great Job and Thank you.

  • Nurul Canada

Olivia Mendoza was very friendly, helpful, and professional. She helped us with the auto and home insurance. We got the best price for both insurance and we were so lucky to know her. I would definitely recommend her!

  • Rogie Cometa

I got the best car insurance rate possible! I was also able to lower my interest rate thru their car refinance program. It was a smooth transaction. A big thanks to Jo Ann Garcia for helping me out. …

  • Keren Baelee

Very friendly and professional at the same time. Especially Megan who help me and try her best as she could to explain to me the situation. She handled it very well. I like their service and hope for the best.

  • Ronel Landicho

Highly recommended!!! 100% client satisfaction. I was quoted and insured by Ms. Jo ann Garcia and it was all done thru phone in a day! Great job and keep it up! Hapoy to be part of the family …

  • Wilfredo Sison

I experienced a very nice communication with Olive. She is kind and knowledgeable explaining to me about policy. Thumbs up for her and of course the team behind. God bless team. More clients to come.

  • Jeffrey Bagangao

Olivia Mendoza is the BEST! She's professional and a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls.Good Rates on my insurance needs, too!

  • Hadnet kiflemariam ሃገረይ ኤርትራ

very helpful staff, I would say they are the best people I ever met. really appreciate their service . Olivia was really great and she is very fast . thank you for for very fast and easy service .

  • Brandon McWilliams

Olivia was awesome! She worked with me to find the best rate and was very knowledgeable, she was able to answer all my questions and make it quite an easy process to get the insurance I needed!

  • Madison Hurst

Have been with Desjardins since 2019 and am happy with their service. My most recent interaction was with Mark. He responded to my email promptly and helped me resolved my inquiry efficiently!

  • Madhvi Sharma

Jo Ann Garcia is wonderful and helped me a lot. I was very frustrated when I called her and she gave a very good quote to me and she sounded very generous. I am very happy with her services.

  • Maritec Cochingco

Highly recommended!! Olive has always been quite helpful, as well very supportive. You get a friendly and knowledgeable staff all the time. Quite happy we switched companies. Kudos to all!

  • Leanne Reed

Allana has gone above and beyond for me more times than I can count. She is professional, understanding and listens to my concerns and helps out any way she can. Thank you so much Allana!

  • Bryan Villarin

I would like to thank Jo Ann for helping me get my new insurance without any hassle. She’s very professional and reachable with all my concerns. I would totally recommend her to anyone.

  • Ian Dizon

I had the pleasure and opportunity to work along side with Olivia Lopez. She was prompt with my request and very professional and informative in my dealings with her. Highly recommend.

  • Ash

Olivia is great to work with and I would recommend her to anyone looking for an insurance provider. She was able to get us a great quote for our vehicle and was lovely to work with.

  • Mohammed Omer

I dealt with Jo ann. She was greater and helpful. she made the process very easy and quick. she try her best to give me the best service I needed Thanks Jo Ann...Great experience.

  • Ashley A.

Thank you thank you so much ate Olivia Lopez for the help. We appreciate a lot, your service was so great. We highly recommend ate Olivia most amazing agent I’ve ever encounter

  • Karen Catbagan

I would like to mention Ms. Olivia Lopez for an exceptional service. She’s very helpful and knowledgable with all my concerns. I would definitely recommend her. ❤️ …

  • Harold Goddard

Olivia was amazing very helpful. I thought it was gonna be a terrible experience but she made it wonderful and she actually made my day. Thank you Olivia you’re awesome.

  • Taelor Marchant

I was very impressed with agent, Mark Orga. He was professional, quick, and great to work with. Highly recommend if you want friendly and efficient service.

  • Pau Leticia

Jo Ann has been really helpful and friendly throughout our interaction. Very fast and responsive. Signed my insurance after a few days of interaction!

  • Cindy Lynum

Thank you to Jo Ann for getting us a great home insurance policy. She was so easy to deal with. I highly recommend her for all your insurance needs.

  • Saad Aljoaid

Mark is the best he always responds to my mails and he’s professional always answer my questions and give me the best deal for my cars insurance.

  • Edwin Mamaril

The best Team! The best Customer service! The best person to deal with. Look for Olivia Mendoza for your insurance needs. 100% recommended.

  • Jagger Ricks

Just wanna thank Olivia lopez for her exceptional service with helping me through my insurance process absolutely 10/10 love this company

  • Steven Tamondong

Jo Ann gave the best service. She was very helpful and made it easier to understand for someone who is a first time car insurance payer.

  • Shaq Dharshi

Olivia did a wonderful job. She got me the best quote and even matched and gave a better deal. Great customer service thank you

  • Monica Dimatteo

Called to make a change to my auto insurance policy. Dealt with Mark who was a great help and all around pleasure to talk to!

  • Sheena Sookram

Great customer service! Mark is courteous, very responsive and an all-round pleasure to deal with!

  • Lynne Bilton

Sure pleased with Mark's professional manner and quick to complete our transaction of insurance.

  • Sherly Grospe

Thank you MS Joan for your help your such a friendly person and kind . …

  • Aedo Allii

The best insurance company in Edmonton. I thank Jessica for her kind treatment.

  • Susan Monis

Olivia is quick to respond to emails and prompt in returning calls too!

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